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A Word from A WAHM

"Money, Money, Money"

© 1999, by Cheryl Demas
 
If life could only be as easy as my 5-year old imagines it to be. The way she sees it, if we're near an ATM, we're near money. In her world, the ATMs are a source of endless cash.

But for those of us in the adult world, it's not so easy. Money worries can be overwhelming. Ask almost any marriage counselor and they will tell you that money is the number one cause of arguments for most couples.

I recently heard from a Work At Home Mom who was wondering about a rumor she had heard. According to the rumor, there is a clinic somewhere that will pay $50,000 for a testicle. How would you like to sit in on *that* family meeting? "Honey? You know how we're getting behind on our bills? Well ... I think I've found a solution."

Seriously, if you need more money, (who doesn't?) I figure there are two options: make more money and save more money.

Let's look at making money first. I know it's frustrating to be working and working at your home business, and still not see much return. Don't give up. If you talk to any successful businessperson, they will most likely tell you that they had many lean years before they finally started making money. On the other hand, don't think that money will eventually come to you automatically either.

Be honest with yourself, are you really "working" your home business? Don't think that you can just put your site online, or sign up for a business and the money will start rolling in. You need to promote yourself, and your business. You need to get out there and talk to people. You need to listen to the feedback you get from your customers, and take action on their comments.

I wish I could give you a magic make-money formula, but I'm afraid there is no such thing.

On the saving side, check out these resources:

Online:

Frugal Moms (http://www.frugal-moms.com/)
Suze Orman, author of The Courage to Be Rich has a great list of resources on her site (http://www.suzeorman.com/resource.html)
The Dollar Stretcher (http://www.stretcher.com/)
 

Books:

Go to your library and check out these books:
The Complete Tightwad Gazeette (ISBN: 0375752250)
By Amy Dacyczyn
Frugal Families (ISBN: 1888306505) and/or Miserly Moms (ISBN: 1888306149) By Jonni McCoy
Mary Hunt's The Complete Cheapskate (ISBN: 0805417702)
By Mary Hunt

These are a few to get you started. There are many more helpful resources.

And please, before you do any thing desperate, make sure you've done everything possible to reduce your expenses and maximize your income.

Although, ... I have been thinking. If we could get $50,000 for one testicle, I wonder what they'd give us for the "whole package"??

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  Cheryl Demas creates a weekly cartoon/column for Work At Home Moms. She also publishes WAHM.com - The Online Magazine for Work At Home Moms. Contact Cheryl through her web site, or email:

 
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